Do you know about the new US insurance exchanges that open October 1 with coverage to begin January 1 for US residents? Sure you do.
Do you know that the exchanges will be closed to persons 65 and over? ‘Probably know that too.
Do you know that US Medicare will be unavailable to new green card holders 65 and over with less than five years of US residence? Sure you do.
Do you know that green card holders 65+ with less than five years of US residence can obtain health insurance through immigrant insurance policies specially designed for them? You probably already know that too. And I bet you also know that insurance premiums are a little higher than otherwise and the there are restrictions associated with preexisting conditions, as well as policy limits and limits on specific ailments? The coverage may be good but less than ideal. You probably know that too.
Do you know that ObamaCare will prohibit those pre-existing conditions and other limitations, effective January 1, 2014? You probably know about that too. Finally, the US is going to adopt a civilized approach to health insurance!
Well, you probably don't know that ObamaCare doesn't apply to most immigrant health insurance.
Drum roll please… The underwriters for immigrant health insurance are not in the US.