Board of Directors

Waverly Advisors, LLC

Dan Brady joined Waverly Advisors in December of 2024 following the acquisition of Planning Capital Management by Waverly Advisors, LLC. As a Partner at Waverly, Dan brings over 15 years of experience in Investment Management, Tax Advisory, Trust and Estate Strategies, Business Entities, Retirement Income, Stock Options, Executive Compensation, and Generational Wealth Planning. Dan finds great fulfillment in assisting his clients with developing their financial plans and creating lifelong relationships in the process.

Outside of the office, Dan enjoys the moments spent with his wife, their two sons, and yellow lab. They particularly enjoy their time spent on family road trips across the country and at Philadelphia Phillies games, where they are season ticketholders. Dan also loves golf, sporting clays, hiking, and likes to think of himself as an amateur home improvement enthusiast.

Education

* Bachelor of Science in Finance and Economics, St. Joseph’s University, Philadelphia, PA
* Master of Business Administration in Finance, St. Joseph’s University, Philadelphia, PA
* Certified Public Accountant
* Certified Financial Planner

Professional Affiliations

* Financial Planning Association of Philadelphia Tri-State Area
* National Association of Personal Financial Advisors
* American Institute of Certified Public Accountants
* Pennsylvania Institute of Certified Public Accountants
* New Jersey Institute of Certified Public Accountants

Ask Me About:

* The importance of aligning your investments with thoughtful tax strategy.
* How to identify a reliable retirement age and establish an income plan.
* Mitigating the risks associated with concentrated stock positions.
* Establishing a legacy by utilizing creative estate and trust techniques.
* How to maximize the return on investment in your small business.
* My Peloton obsession

Financial Planner at Redstone Wealth Management

I learned the term financial planning at the library before it became everyday speech. This idea captivated me. I wanted to help individuals and become an expert in various financial matters.

I left my New York City internship at Merrill Lynch to join an independent firm in New Jersey, where I helped corporate executives and their families with financial planning. It was a great opportunity; I became a financial planner early in my career.

I was recruited to Washington, D.C., where I developed technical solutions at Ernst & Young, LLP. There, I created financial models to help my clients answer questions like, In what shape is my financial future? When can I retire? It required extensive coding to pioneer this. The firm adopted my solution nationwide to help all the other advisors with their clients. Very rewarding and challenging, but the music stopped when the firm started promoting tax shelters and I saw senior partners go to jail. Fortunately, I knew better, and I didn’t promote any schemes.

Then I relocated to Washington, D.C. to join the largest branch of Morgan Stanley. There, I developed my entrepreneurial spirit as a Wealth Advisor. I became informed of the role of big money center banks and their financial systems, achieving top growth marks and training privileges. Along this journey, I discovered that my personality and philosophical approach to service were more personalized and comprehensive. In other words, I value advice over products. With this experience and realization, plus the welcome opportunity to unite our families near Philadelphia, I returned, full circle, to independent financial planning. Here, I founded Junto Wealth to help my clients achieve a rewarding life. I love doing this!

Community Involvement: I serve on the Education Committee of the Financial Planning Association’s Philadelphia Area Chapter. I am a member of the Estate Planning Council of Philadelphia, and, more importantly, I serve as a youth sports coach to my son’s and daughters’ teams.

Personal Pursuits: I live near Philadelphia with my wife, Kami, three growing children, and our dog, Millie. I remain active with fitness, preferring squash and basketball to distract from actually exercising. I read a ton, dabble in creative writing, and enjoy traveling to warm weather locations that offer cheaper prices.

Fun Fact: As a child, I was rescued by a KGB Russian agent. Full story available upon request.

Senior Vice President, Financial Advisor at Wealth Enhancement 

About Me Tim’s top priority as a financial advisor is to listen to his clients in order to fully understand their goals so that he can provide them with the best possible advice. As a CERTIFIED FINANCIAL PLANNER™ he is committed to maintaining the highest level of integrity, competency, ethics, and professionalism for his clients. Tim works with clients throughout the United States and has a practice concentrated in the Greater Philadelphia region. He helps his clients in all areas of wealth management including tax planning, equity compensation plans, real estate investing, pension and deferred compensation strategies, retirement income planning, college planning, insurance, risk management, estate planning, employee benefits, tax efficient portfolio construction, and charitable giving strategies. Tim was also a Five Star Wealth Manager Award Recipient (2022-2023)*.

*Award criteria based on 10 objective criteria associated with providing quality services to clients such as credentials, experience and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2022 FIVE STAR Wealth Managers. Awarded 11/01/22 for the period of 2/21/22 - 11/01/22. Awarded 11/01/2023 for the time period 02/13/2023 through 08/31/2023. Education

BS - Finance, The Pennsylvania State University,

Certificate in Financial Planning - Boston University

Certificate in Estate Planning - Villanova University

Additional Licenses and Designations

Board of Directors for the Philadelphia Chapter of the Financial Planning Association, Philadelphia Estate Planning Council member, Pennsylvania REALTOR®, United Real Estate

Financial Planner at Heights Financial Group and Founder of Activate Wealth

Taylor Venanzi is a dedicated Certified Financial Planner® (CFP®) with a wealth of experience helping high earners in their 30s and 40s navigate the complexities of financial planning. In 2019, he founded Activate Wealth, a financial advisory firm focused on providing comprehensive financial planning services to those younger clients seeking professional guidance in financial decision making during the earlier party of their financial journey.
With registrations including Series 7, Series 63, and Series 65, Taylor is well-equipped to address a wide range of financial needs. His passion lies in creating personalized strategies that help clients maximize their financial potential while helping ensure long-term security and growth.
In 2024, Taylor's firm, Activate Wealth, merged with Heights Financial Group, combining his subject matter expertise in financial planning with the resources and capabilities of a larger team. This merger enhances the firm’s ability to offer even more tailored, holistic financial solutions to their clients.
Originally from Collingswood, NJ, Taylor earned his degree in finance from Penn State University. He now resides in Audubon, NJ, with his wife, Carli. Outside of his professional life, Taylor enjoys spending time at the beach in Sea Isle, NJ, and playing golf at Riverton Country Club.
Through his personalized approach and commitment to his clients' success, Taylor remains focused on providing the financial clarity and direction needed to help individuals build and preserve wealth for the future.
Registered Representative offering securities and advisory services through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer and Registered Investment Advisor. Advisory services also offered through Activate Wealth LLC. Cetera is under separate ownership from any other named entity..

Branch Manager, Abramson, Hartnett & Associates A Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

Our practice is dedicated to helping you formulate a strategy for retirement that considers all your assets, savings, investments, Social Security and other potential income sources. Using our exclusive Confident Retirement® approach, our goal is to help you grow and preserve your income during your working years and develop a distribution plan for retirement that can help weather market ups and downs. Together we build financial confidence— for today and for tomorrow — so you can live the retirement you’ve earned.

Vice President at Gregory FCA

I am currently a Vice President at Gregory FCA, leading a team in the financial services department working with financial advisors, investment managers, fintech companies and other financial entities on media relations, writing, blogging and social media.

A skilled communicator and trusted PR counselor. With a passion for financial services, I've spent my career crafting impactful and results-driven media relations campaigns, content strategies and social media plans to elevate client visibility.

Senior Financial Advisor at Wescott Financial Advisory Group, LLC

James Ciamacco is a Senior Financial Advisor with Wescott and is responsible for the preparation and the ongoing management of clients’ financial plans, annual financial updates and investment portfolio reviews, recommendations and implementation. Committed to designing optimal paths for his clients to live their ideal lives, James’ expertise focuses on multi-faceted, comprehensive financial planning, tax, retirement planning, estate planning, charitable giving, and investment management.

As a member of Wescott’s Tax Alpha Group, James plays a critical role in the development of tax-efficient strategies and educational materials to address clients’ complex tax issues and reduce their income tax liabilities. He also serves on the firm’s Portfolio Strategy Group, which oversees the firm’s dynamic investment strategies, ongoing due diligence of Wescott’s investment managers and asset allocation design.

Prior to joining Wescott, James was a financial advisor and client relationship specialist with other highly respected wealth management and financial advisory firms, focusing on sophisticated, multi-generational planning for high-net-worth clients and relationship development.

A CERTIFIED FINANCIAL PLANNER® professional, James earned his bachelor’s degree in Political Science, with minors in History and Economics, from the University of Pittsburgh. He is currently pursuing his Masters of Taxation, with a concentration in Employee Benefits, from Villanova University. Active in the financial planning community, he is a member of the Financial Planning Association and the National Association of Personal Financial Advisors (NAPFA). He currently serves on the FPA’s Philadelphia Tri-State Area Board of Directors.

He resides in Philadelphia, Pennsylvania.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks..

Wealth Advisor at Waverly Advisors

David A. Emery joined Waverly Advisors in December 2024 following the acquisition of Planning Capital Management by Waverly Advisors, LLC. He serves as a Wealth Advisor at our Doylestown, PA location, bringing over two decades of experience in wealth management and financial planning to clients in the Philadelphia area.

Before transitioning to financial planning in 2003, Dave spent 17 years in sales with The Torrington Company, a division of Ingersoll Rand. He now specializes in advising the “Sandwich Generation” (ages 45 to 65) on retirement income planning, helping families navigate their financial journeys from understanding their current financial status to achieving and sustaining their desired lifestyle. Additionally, Dave assists the elderly with planning their aging lifestyle, addressing financial, health, and legacy concerns. He is also adept at reducing education costs for families and guiding divorcing clients through the equitable distribution of marital assets and the financial challenges of divorce.

Dave has been an active leader in the financial planning community, serving on the board of the Philadelphia Area Chapter of the Financial Planning Association and participating in several professional organizations, including the National Association of Personal Financial Advisors (NAPFA), the Association of Divorce Financial Planners, the Bucks County Estate Planning Council, and the National College Advocacy Group. His community involvement extends to serving on the alumni association board of Lehigh University’s Chi Phi fraternity and the board of C.B. Cares, a non-profit dedicated to the betterment of Central Bucks County’s youth.

Education:

Bachelor of Science in Mechanical Engineering, Lehigh University
Master of Business Administration, Baldwin Wallace University
CFP® Certification
Certified Divorce Financial Analyst (CDFA®)

Private Client Attorney | Tax, estate planning, finance & business law educator & Associate at Faegre Drinker

Families around the world look to Brian Balduzzi to plan and protect their legacies through conscientious client service and a collaborative approach. Brian provides comprehensive legal advice to help entrepreneurs, executives and families fulfill their goals, offering pragmatic, knowledgeable guidance on financial regulations, laws and trends. Combining his strong command of trusts and estates with his background in tax and investment management, Brian delivers timely and holistic counsel for intergenerational and business succession planning. Whether he is memorializing client wishes and goals in sophisticated estate plans, planning tax-efficient transfers and strategies to minimize personal income, gift, fiduciary and estate taxes, or partnering on business succession and growth needs, Brian listens to and understands clients’ goals and needs, and he delivers the legal strategies to help meet them. Prior Experience

Brian started his legal career as a tax attorney for a mid-sized accounting firm, preparing federal and state tax forms for high net-worth individuals and counseling them on their family, corporate and partnership tax planning. Brian transitioned to a mid-sized law firm as a tax and estate planning attorney for technology entrepreneurs, intergenerational wealth-holders, and real estate developers before deepening his financial acumen by getting his MBA at Cornell University.

Brian integrated his financial and legal experiences while working at a leading trust company and financial services firm, starting as a fiduciary innovation strategist before being promoted to assistant vice president and operational and planning innovation manager.

Before joining Faegre Drinker, Brian practiced in the private client services group of another full-service law firm, working with media and corporate executives, entrepreneurs and intergenerational wealth-holders on sophisticated estate and tax planning, along with estate and trust administration needs. Personal Interests

Brian is passionate about theatre, philanthropy, Shakespeare, running and college basketball.

Senior Director at Principal Financial Group

Peter Ayoub is on the team of advisors at Principal Asset Management in Villanova, PA. Peter Ayoub has been working for 18 year(s). Their current role is with Principal Asset Management and Principal Securities . Peter Ayoub has previously passed the Series 63 examinations, and is registered to provide investment advice in Pennsylvania. Peter Ayoub may also provide advisory services in other states under an applicable state exemption from registration or notice filing.

Principal Asset Management is a financial advisory firm with an office in Villanova, PA. The advisory team at Principal Asset Management includes 324 advisor(s). The average advisor to client ratio is 1 advisor per 23 clients, but advisors may work with a higher or lower number of clients based on firm practices. The fees charged by financial advisory firms depended on the types of services they perform for each client. Principal Asset Management provides services, such as Portfolio management for individuals and/or small businesses, Portfolio management for investment companies, Portfolio management for pooled investment vehicles (other than investment companies), Portfolio management for businesses (other than small businesses) or institutional clients (other than registered investment companies and other pooled investment vehicles and), Selection of other advisers and Educational seminars/workshops.

Kristin Beane, based in Boston, MA, US, is currently a Executive Director at Financial Planning Association-National Capital Area. She brings experience from previous roles at Financial Planning Association of New Jersey, Financial Planning Association of Connecticut, Endeavor Consulting and Financial Planning Association of New England. Kristin Beane holds a 1987 - 1991 Bachelor of Science in Public Management in Public Management @ Plymouth State University. With a robust skill set that includes Association Management, Marketing, Leadership, Customer Service, Public Speaking and more.

Director of Digital Planning at Fidelity Investments

Celeste Revelli, CFP®, BFA™, CSM®, CSPO®, currently serves on the board of directors for the Financial Planning Association® (FPA®), the leading membership organization and trade association for CERTIFIED FINANCIAL PLANNER® professionals and those who support the financial planning process.

Revelli currently serves as Director of Digital Planning at Fidelity Investments, where she focuses on AI-enabled financial planning strategy to integrate and enhance AI and optimization capabilities for the digital financial planning experiences used by Personal Investing clients and advisers.

Revelli has been in the financial services industry since 2009 when she started her career as a registered adviser with a broker-dealer. She went on to spend over a decade at eMoney Advisor, a market-leading financial planning technology platform for financial professionals, where she led and built advanced planning, financial education, and financial wellness programs as Director of Financial Planning.

Revelli received her bachelor’s degree in communications and marketing from Loyola University —Maryland and a Certificate in Financial Planning from Boston University. She is a CERTIFIED FINANCIAL PLANNER™ professional, a Behavioral Finance Advisor (BFA™), a Certified Financial Education Instructor (CFEI), and an Agile-certified product professional. She is pursuing her MBA from Creighton University, specializing in financial psychology and behavioral finance.

Revelli dedicates time to serving her community in pro bono financial planning and financial literacy events for underserved clients. She also serves the profession by supporting next-generation planners, diversity and inclusion efforts, and exam and technology committees for CFP Board. She currently resides in Philadelphia with her husband and her son.