The July 2022 Financial Counseling call with AFCPE and FPA will be held on Monday, July 18th at 12 pm ET.
Guest speakers Janice Cackowski and Michelle Petrowski will be presenting, "Planning Considerations for Unmarried Couples."
As grey divorce is on the rise, there is a similar trend that divorce is falling among the younger demographic as per US census data. When one looks to the numbers, we see that many more couples are intentionally cohabitating. This may be in an effort to “try out” that relationship before committing to traditional marriage because of the traumatic emotional and financial fallout that they witnessed with their parent’s divorce and experienced first-hand.
This webinar is for new and experienced financial counselors open to a better understanding of the emotional and financial needs of a growing demographic of unmarried young and late-life couples (after divorce) and expanding their conversations in a supportive and compassionate way- while providing strategies to help mitigate their health and financial challenges.
Janice began her career as a paralegal in a local divorce law firm. There, she discovered a passion for helping clients work through major life changes such as divorce or death. She realized that financial planning is where she wanted to be, helping give people peace of mind as they journeyed through life.
Janice is the founder of Centry Financial in Willoughby, Ohio (just east of Cleveland) and proudly offers personalized financial planning advice to pre-retirees and young professionals.
When she’s not helping clients, you might find her tending her vegetable garden, walking her dogs or reading a book on her patio. Janice lives in Lake County with her husband of over 25 years and her teenage son. Word on the street is she’s also pretty good at keeping score at her son’s baseball games.
Michelle began her career in corporate America working with Business partners to define their goals, objectives, and strategies to meet them. In 2005, after many mergers and a culture shift, she questioned how she could have more impact in the world in a more meaningful way for families; going back to school mid-life, she earned her CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 2010.
Since then, Michelle has been trained as a Certified Divorce Financial Analyst ™ (CDFA®), Mediator and a Collaborative Financial Neutral. She is a passionate and outspoken advocate of Financial literacy; working with individuals and couples to replace confusion with clarify around money while aligning values with actions through her firms Being Mindful in Divorce & Being in Abundance. Michelle volunteers with Fresh Start Women’s Foundation in AZ, Savvy Ladies in NY, working closely with the AZ National Guard around Personal Finance and has served on the FPA Board of Directors in NY & AZ.